Direct Plans - Invest Directly for Big Gains

The direct plans launched by mutual fund houses at the beginning of 2013 churned out better returns for investors than their regular counterparts. In some equity funds, this out-performance was as high as 75-80 basis points. Don't underestimate the potential of what seems like a minor difference. Even a 75 basis point higher return on a 10-year SIP of Rs 5,000 can make a difference of Rs 50,000 in the final corpus value.



Direct plans are no different from regular plans except that they have lower charges. The amount that the fund house saves on the distribution and commission expenses is passed on to the investor.

Read more at: The Economic Times

Comments

Post a Comment

Popular posts from this blog

Simple Meditation

Set small goals, such as meditating for two minutes every morning. When that feels OK, up the time to 5, 10 or 20 minutes. 1) Find a comfortable seat - where you can sit up tall, either crosslegged on the floor or in a chair. Close your eyes or soften the gaze so you are not focusing on anything in particular. Place the hands with the palms down on the tops of the thighs. 2) Take a moment to notice the sensation of sitting - become aware of the ground or chair beneath you, and the parts of your body in contact with them. Now bring your focus to your hands, noticing the weight of them on the thighs, and the feel of the fabric of your clothes.  3) Now begin to notice how your breath feels in your body as you inhale and exhale. Make no effort to change the breath, simply let your natural breath flow in and out. 4) Aim to stay focussed on these sensations of the breath, but when you notice the mind wandering, acknowledge the thought, then come back to the breath again.  5) When yo...
Read more

Custom MySQL Database to Drupal 8 Migration

Image
There are thousands of websites which are using MySQL as database. If we need to migrate data from Websites, which are using MySQL database, to Drupal 8 then we can use this blog post as starting point. We have a sample MySQL Database 'mysql_custom_db' which contains two tables, users and pages. The data in 'users' table looks like below,   The data in 'pages' table looks like below, As all the fields in 'users' table, from source database, will map to User entity in Drupal 8 site so we don't need make any changes there. But as we are migrating 'pages' table data to 'Basic Page' content type in Drupal 8 site, so we need to create required fields in 'Basic Page' content type. We have created the fields in 'Basic Page' content type and it looks like below, In our migration, field mapping between source site (pages) and destination site (Basic Page' content type) is like below, city...
Read more